lady d asked:


i want to save a little money by switching my car insurance! i have allstate insurance and pay for 2 cars 786 every 6 months.both my husband and i have good driving records and are over 50. to me this seems like a lot of money. our cars are not high performance cars. why so much? geico quoted me a policy of 404 every 6 months,but i don’t know if they are good or too good to be true! anybody out there have any feed back for me?? Thanks

Jane

George P asked:


I’ve been saving up the past 3 years to buy myself a car. I’ve saved about 18K for a new car, so my price range is from about 18-24K for a car, new or used. Some cars that I’m interested in are:

In Order:
1. 2004 BMW 530i
2. 2004 Infiniti G35
3. 2005 Mercedes C230
4. 2004 Acura TL or RSX
5. 2005 BMW 325i

My problem isn’t whether I can afford the car and the maintenance fees, its the insurance. I would be under my fathers insurance. He’s 55, no accidents or tickets, been driving since 16. He would be the primary and I would be the secondary. I go to college, have a 3.8 GPA, work part-time, have been driving since 16, no accidents or tickets, and the car would be parked in a garage. I also wouldn’t be driving much, just to and from school (less than 7500 miles a year). How much would basic insurance be?

I hate getting online quotes because its time consuming and I hate getting spam emails and phone calls. I’m thinking of buying the car soon, so please help. THANKS!

Lori

Richie2k3 asked:


Hello everyone, i am not having much luck finding a resonable quote for a young driver on the internet, i was wondering if anyone would like to do me a quote or suggest a good company. if you would like to do me a quote the basic details are below.

car: Ford Puma 1.4 2001

Drivers:
Male aged 48 with 2 years no claims

Male aged 20 as second driver, altho ide like it alot if sombody could find me my own quote on the car, but i only have no claims on the other policy for 2 years.

adress: L9 6BQ liverpol, England

cars kept in driveway, has alarm and immobiliser. no1 has points and no accidents.

all other details (name, excess, house number etc etc) dont really matter for a quote, and wouldnt be good to give them out, so make your own up lol.

i know this is a totaly novel way of finding a quote, so im hoping sombody would make my day and get me a nice one, best ive had sofar is with ensdliegh for £1700 (supid i know).

thanks all
there snt any personably identifyable information about me on this , im not stupid. you dont have my full adress, hose number or even the name of my road.. only the make of my car and my postcode.. everyone has just moaned i thought one person would of gotton me a quote lol .

Jill

razo asked:


i am trying to be an adult here. i graduate college in 8 days and am getting quotes for my own car insurance. I got one today from progressive for $83/mo, full coverage. It is 25,50,25 and $500 deductable. How do I know what is good? i need someone to tell me what coverage I should have-is 25/50/25 good? break it down.

Thanks!

Jean

Curious asked:


I am trying to get a new car insurance with progressive. They asked me if I had any citations recently (last 3 yrs) and I said no which is not true becuase I just got a citation. The did ask me for all of my info such as ssn and driver lic #. I am assuming they checked out my records. They gave me a very low quote considering my driving history.

Is it car insurance fraud if I didn’t tell them about my citations?
Could I be dropped?

Please advice.

Brett

J F asked:


Have damage, got it quoted, didn’t fix it, was in an accident which made the damage worse, but I am worried the insurance company will see that I have quotes and deny my claim or book me for fraud. The quotes were done using my vin.
I guess the question is, when they enter my vin will the old quotes come up from a month before? I believe they will not be able to see the prior damage or figure it out just by looking at it. I am just not sure if the insurance company or police have access to the auto body database.

Dustin

dc asked:


Im thinking about changing insurance and they gave me real good quotes but i have never heard of them

Eileen

Candyflossy asked:


I’ve been looking at cars to buy and insurance quotes and on some it states the car is ‘insurance group 4′ (i.e the peugout 206) . what does this mean? How many insurance groups are there and does it mean that the higher the group; the higher the insurance?

Ruben

mafia_prince10 asked:


I got a quote for a BMW 325XI. It was going to cost 1390$ for 6 months. Now, does that mean I pay for the 6 months and then get the other 6 months of the year off? Or does it mean that I pay 1390+1390 for a total of 2780$ per YEAR?

Irene

Ann asked:


Ok, I’m buying a car tomorrow and I need to insure it before I pick it up. I’m on Geico online buying a policy. I need full coverage and I live in Ohio. What do I purchase to make it all good. If I buy comprehensive, do I have to have collision too? I’m so lost!! Thanks in advance for any answers you have!!
I know how to shop for the insurance and compare the quotes, but what I need to know is what coverage am I suppose to buy? Do I buy both comprehensive and collision? What about uninsured driver insurance, do I have to buy that also if I buy comprehensive insurance? Thanks!

Wilma