2nd Commander asked:


i don’t want to do any quotes and stuff but i’m just wondering how much you think car insurance will be for me in 4 years.

i got my license at 16. i’m 20 right now. never been in any accidents.

so in 4 years i will be 25. i’m almost 21.

let’s say there is a 2013 dodge challenger srt8 it’s about 40-45,000 still.

by then i’ll have my BA and be working on a masters. and let’s say i have never had accidents and i had my license for 9 years. and i’m a male.

i live in a safe neighborhood and will be living in an apartment.

just with these general info. how much do you think insurance will cost for me?

i know it’s hard to predict 4 years into the future. you can just calculate someone who currently is 25 and is getting an 09 challenger if you want.

Jason

lyndsey_loves_shoes asked:


I am trying to find car insurance because i am about to lease my own car but all of the places I have looked at are crazy expensive. I even got a quote of $300 a month from geico. The other places i checked were all for the UK. Can somebody help me and suggest a cheap place to try?!

Laurie

deezybaby2k8 asked:


LOLL this is kinda funny if your in my shoes, but so f-ing annoying: okay:

Basically i’m 16 turning 17 soon, and im thinking of getting a vauxhall corsa after everything, and i was just doing some back round checks about insurance, and how much everything would be, the road tax and fuel is fine, MOT and services are fine too, its just the INSURACNEEEE!

I’ll be paying for everything, im going to get a job and save up so i have a back plan if i say lose money or dont get enough, i dont have any proper family, so i cant go on my p’Parents’ policy, they dont drve anyway:

so im going to be the named driver, as i know that this is more expensive, i knew it would be expensive, as im male aswell, and 17, im more likely crash, which i understand bt why is insurance so high, ? ive got loads of quotes, all above £5000 for god sack that’s nearly three times as more as the car, why?

Can someone tell me the price (roughly) for insurance annually, for the Corsa its:

1.2
3 door
2002
manual
petrol
Alarm fitted

So whats the problem? whys it so high, it mut be a problem or something? i just want a damn car, and i dont think i can get one because the insurance rates.

My mate has a Vauxhall Astra 1.6 16v insurance on his dads policy for £123 a month, i know its gonna be cheaper to go on a ddifferent policy. and my other mate has a Ford Fiesta Zetec with insurance £120 a monthon dads policy.

Please help and Give me some advice and prices.

Thanks To you that answer.

Tom

Jeena asked:


I have shared 3A insurance will my mom, ever sense I began driving, I am now married, but my husband has no insurance on his car(yes, we are both aware of the law) And to be quite frank, my driving record sucks. As it stands today, I have one speeding ticket, and this past May I had an accident in which my license was suspended…I got it back mid September and want to get insurance of my own,…I know that I am considered a “High Risk” driver…

Anyone have any web sites, or know of a good insurance company?

She’s given me a wk to get other coverage, and my car is new, so i am gonna need full coverage.

Mark

stimbo m asked:


The problem is, I work from 9 am to 9pm M-Sat and do not have the time to call someone about insurance quotes. I went online and searched for non-owner sr22 and the first thing any site wants to know other than your name is what kind of car you drive. My car doesn’t work. To save money I parked it while I saved up and two kids smashed it up. They don’t have any money to fix it so I’m out of luck there. I lost my license 3 years ago in a different incident and need to get it back so I can find something to rent or borrow or something to get a better paying job.

Nancy

Janie asked:


I was backing out of a driveway and hit a parked car, causing a large dent in the door. The owner got two quotes, and both are over $800 USD. I don’t have insurance and I’m trying to figure out what steps I can take to ensure that this amount is within reason. Do I have the option to suggest another place that will do the job for cheaper- what are my rights?

Tommy

B-More G asked:


I’m 18, First time car buyer, And I know little about buying. (I feel like I’m writing a personal ad haha). Here’s the deal, me and my parents don’t see eye to eye on buying a car, so i have to prove to them can afford car insurance BEFORE I even look at the car. So I don’t have the car yet, and I called several places. they won’t give a quote unless you have the car and then I still have to give them a lot of info about me first. So I’m stuck lol. Can you please give me a rough quote on what I will pay? Also make sure you include the price and for how long (Meaning tell me if that price is for 3, 6 months, year, etc.)

Here’s the car: http://baltimore.craigslist.org/cto/1037323276.html

Details:
I live in Aberdeen, Md 21001 (Town of 15,000 people, low crime, only busy certain times of day because of the military base we have)

I will use the vehicle for driving to work mostly, about 10-15 miles day (I never leave town really).

Clean Driving Record

No Credit, but I have a co-signer ready for buying the car

I want average liabilities, not state minimum but not expensive.

PS I am already planning on having a mechanic check the car out before buying, please don’t go on a rant about the car itself or Craigslist lol.
Also I’m a Male

Johnny

Tiffany A asked:


Geico was the lowest quote at $1400 but www.usalifeinsurancesite.info quoted me at $900 (which is very cheap for a 16 year old). Can anyone tell me if they are a reliable insurance company? Or has anyone dealt with them and has feedback? Thanks

Jon

beautifully.chaotic1987 asked:


I just got this new job getting info for a insurance agent so they can do a quote for a person. I was wondering what is a good rebuttel when ppl say they are not interested in the quate. Its free and they get the quote mailed to them.

Jacqueline

jghardt asked:


I’m 20 (will be 21 in March ’08) and have only been on my dad’s insurance. His record isn’t that great so to add on a car to his is expensive. My relative is selling a ’98 Escort – very basic – to get to work and college. $1500 car. don’t understand collison and comprehensive. The one that pays for a replacing the car I don’t want. Anyway, I went online for quotes and they ask if I’ve had insurance before and I haven’t (on my own) so I’m not sure if I’m being docked for that. I have a clean driving record and just want some basic coverage mostly for if I hit other people. Could someone guide me so I don’t have to pay an arm and a leg? What are the ranges I should look for? I see numbers like 200/300/500 but I don’t get it. My mom said she’d insure the car under her insurance but then naming me as a drive might be expensive. How do people get insurance that covers any driver? Like when people use other people’s car? So many questions! It’s hard to work, be in college and pay for car.

Kristen