Car Insurance UK?
Thursday, May 28th, 2009 at
9:12 am
Powered by Max Banner Ads
Stacey asked:
I’m confused about something. I’ve been driving for about 7 months and have my own insurance which is fully comp and I pay £102 each month. Only now my boyfriend drives my car but only has just passed his test last month. I need to put him on my insurance as a 2nd driver. Only I’m sure that I have read and when I took out my own insurance that by putting a 2nd driver onto my insurance would lower my rate. However I have been doin online quotes and all of them are basically sayin I’ll be paying around £300 MORE a month, which we cannot afford! I’m confused because I thought that with him being on it we’ll be paying less or around the same amount! Can he take out his own insurance on my car or does he have to go on mine? Also does anyone know why it’ll cost so much more for him to go on mine? Thank you
Deborah
I’m confused about something. I’ve been driving for about 7 months and have my own insurance which is fully comp and I pay £102 each month. Only now my boyfriend drives my car but only has just passed his test last month. I need to put him on my insurance as a 2nd driver. Only I’m sure that I have read and when I took out my own insurance that by putting a 2nd driver onto my insurance would lower my rate. However I have been doin online quotes and all of them are basically sayin I’ll be paying around £300 MORE a month, which we cannot afford! I’m confused because I thought that with him being on it we’ll be paying less or around the same amount! Can he take out his own insurance on my car or does he have to go on mine? Also does anyone know why it’ll cost so much more for him to go on mine? Thank you
Deborah
Tagged with: Insurance • Own Insurance • Quotes
Filed under: Insurance & Registration
Like this post? Subscribe to my RSS feed and get loads more!
Gene
yes, by putting your bf on your insurance it would definately go up. Think about it logically, hes only just passed his test and is inexperienced, as are you. If you want your insurance to go down put someone on who has got lots of driving experience, someone who is older and has held a driving licence for a long period of time, like a parent. No he cannot get a poilcy on your car aswell as you having it.
Jose
It is the driver who is insured to drive your car. An inexperienced / young driver will always cost more to insure.
If your bf carry on holding the lisence for three years, without claim, the premium will come down.
Mathew
hi….
to get your doubts cleared and to get more relavent information visit the web site…