Will I lose my claim with my insurance company?

6 Comments

1. Crickets_Mom says:

   December 1, 2009 at 1:14 am

   Anna

   I don’t think so because you were insured under their policy at the time and you have a written agreement (the policy) which states what your company will pay. Changing insurance companies shouldn’t have any bearing on your claim for car rental reimbursement.
2. cb says:

   December 3, 2009 at 3:02 am

   Gloria

   no you still have a claim against your old company your policy is “occurrence” based. Meaning the date whenever you have a covered loss “the accident” determine which policy will respond. As a FYI most insurers have a daily limit and a aggregate limit cap – such as $30/day up to $800 max
3. adoll12 says:

   December 6, 2009 at 9:40 am

   Caroline

   No, when an accident or other loss happen during your policy period the company is required (by law) to cover your claim – especially since it was already placed. They might have questioned it if you had canceled and then tried to go back and put in the claim, then you’d need to have some proof it happened during the time they were covering you.

   I would try another time or 2 getting the quotes from Progressive, I’ve known a few people who got quotes from them and they changed several times or they spiked at the first renewal – just a little FYI I have from my friends!
4. entidtil says:

   December 9, 2009 at 5:02 pm

   Tommy

   No. The company you were insured with at the time of the accident is liable even if you later cancel their coverage
5. TIMOTHY C says:

   December 12, 2009 at 4:58 pm

   Steve

   It looks like a non easy cracking nut,looking around here ,you may find something useful for you.
6. Judi R says:

   December 15, 2009 at 11:27 pm

   Heidi

   There are tons of places where you can get a free insurance quote. It only takes roughly 10 minutes to do.